Collaborative Capital

Our philosophy in life is the same as for business: collaboration wins. We are experienced experts that bring a wide array of financing structures and rates for your home purchase or refinance. If you are seeking a true partnership, we can deliver insight, strategy and products that will save dramatically over cut-rate options that are transactional. When the average client will have 5+ mortgages in their lifetime, it pays to coordinate the financing decisions with individualized focus on short term, medium term and long term goals, while at the same time preparing for the inevitable volatility in life. We present strategy beyond the transaction to ensure to mitigate interest rate risk both on the upside and, importantly, the downside. Our insight into responsible use of home equity for preparedness and planning is unique, as is the breadth of the sources and options we can present. Tailoring these to your needs and dovetailing with the overall financial plan is critical to our definition of success because we thrive on referral business exclusively, so your enthusiasm for our work is the currency .

• Local Broker with access to over 80 sources of lending. Being a broker allows us represent you without conflict.
• Solutions for complex transactions such as self-employed income, title issues, jumbo loans and reverse mortgage
• Discretion for sensitive transactions like first time purchase, divorce, inheritance, retirement and more
• Our strategy is to have a defined success path before we begin a transaction, so our results often exceed expectations.
• With lending connections throughout the industry, Collaborative Capital brings broad based insight to bear

Collaborative Capital is based in The Conejo Valley with convenient meeting space near you. We are able to handle meetings digitally, however in-person meeting is a big advantage we offer.